Personal Financial Counseling

PFC Program Overview

The Personal Financial Counselor (PFC) Program provides vital financial readiness support to Military Service Members and their families. PFCs play a key role in supporting total force readiness by equipping Soldiers, Sailors, Airmen, and Marines with the education, tools, and counseling needed to achieve personal financial well-being. By helping Service Members set and reach financial goals, the program strengthens holistic troop welfare and enhances mission readiness.

Personal Financial Counselors are highly trained professionals who understand the unique demands of military life. They possess at least a bachelor’s degree or equivalent education and experience, and hold national certifications such as:

• Accredited Financial Counselor (AFC®)

• Chartered Financial Consultant (ChFC®)

• Certified Financial Planner (CFP®)

Through individualized support and group education, PFCs empower Service Members and their families to make informed financial decisions that contribute to long-term stability and operational effectiveness.

Job Description

• This position provides personal financial counseling services to Military Service Members and their families at designated military installations. The PFC delivers a full range of financial readiness support in accordance with program guidelines and mission objectives.

• Services may include one-on-one counseling, educational workshops, consultations with commanders or other providers, group briefings, presentations, and referrals to external resources when appropriate.

• PFCs collaborate closely with installation leadership and branch-specific Points of Contact (POCs) to ensure the program remains within scope and aligns with the unique needs of each military community.